How To Stop A Lien On Your Property

In the world of home and building remodeling, a lien on someone's property can be a common occurrence, but it's not always a good thing.

A lien is a notice to your property that tells everyone that you owe money to a creditor. Legally, an unpaid contractor, subcontractor, or supplier can file liens (sometimes referred to as "mechanical liens") that could ultimately force the sale of your home instead of compensation. Lying on a property is one of the usual methods that developers use to make sure they get paid, but it's not always a good thing.

If a tenant works on your property, they may get away with forgetting a court order that allows them to put a lien on it. If you own a property that is exclusively titled in your name, your spouse, your court creditor or both may also file a lien on the property. Therefore, a creditor may not be able to file a lien on a property if it is jointly owned.

The property is linked to the property, regardless of who the owner is, on the basis of its title and not by other means, such as a lease or lease agreement.

In order to obtain a lien, the creditor must prove that the debt is owed and that he has a valid claim to your personal assets. A guarantee on a property prevents you from selling, and a guarantee on your property prevents you from selling your property to pay off that debt. If the pawnbroker has agreed with you, the lens attached to the house prevents the sale, even if it is not the property of the owner.

Selling your property is a challenge, but if you find that there is a lien on your property, you can remedy it. In general, liens are claims to property for money owed to the plaintiff, and they can be fought by questioning the legitimacy of the claim to your property from the outset. If you don't know how to remove a lien from your property then you can find out a solicitor, or consult with Goldman Knightley the UK based expert solicitor.

If you ever want to sell or refinance, a lien can put a real dampener on the sale of your home and credit, and you may need to repay it before you delete the title.

Creditors know that a lien on your property is an almost guaranteed way to collect their debts. In some states, contractors and subcontractors must inform the property owner before filing a lawsuit, otherwise they could be held liable. Make sure you have a prime contractor who uses a subcontractor, worker or material supplier and ask that everyone pays before you release the final payment; otherwise, you can file a lien claim without prior notification of the owner.